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Retirement Savings Calculator

Picture future-you, floating on a raft of savings.

Retirement savings FAQ

What is the 4% rule?

The 4% rule says you can withdraw 4% of your savings each year in retirement with low risk of running out over 30 years.

How much do I need to retire?

A common target is 25x your annual expenses. This calculator shows your projected total and monthly withdrawal at retirement.

What return should I assume?

7% is a common long-term average for a diversified portfolio, but returns vary and past performance is no guarantee.

Does this include Social Security?

No. This calculator only projects your personal savings; Social Security is separate.

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