OtterSave — Ollie the otter OtterSave

Investment Return Calculator

Lump sum or steady pebbles? See which path grows your pile.

Investment return FAQ

What is the difference between lump sum and monthly investing?

A lump sum starts working immediately; monthly investing (dollar-cost averaging) spreads risk. Both can work well.

Does this account for inflation?

No. Returns are nominal; subtract expected inflation (~2-3%) for a rough real return.

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